6 Tips For Renting An Apartment

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What you pay for your apartment and how fancy it is depends on your negotiation and deal-finding skills. However, before you negotiate anything, you’ve got to decide what you’re looking for in your rented space. Read on for six steps to help you find an apartment for the lowest possible rental rate.



Seek Web Help in Picking Features


If you don’t know what features are available in your area, try exploring the websites of online apartment locator services. You can search for apartments based simply on whether you want a one- or two-bedroom apartment or by other features. It’s a great way to find out both what your pad will cost and what neighborhoods have the features you want.



Avoid Choosing a Home Based on Perceived Value


You can get a great deal on an apartment with vaulted ceilings and an island kitchen, but the neighborhood may not be what you’re looking for, or it’s missing other things that topped your list of desired features. Don’t make the mistake of renting an apartment because it seems like a good deal according to someone else’s needs but not a good deal based on your needs.



Call a Locator in Your Area


Look online or in a physical phone book for numbers for apartments in your area.
  • Call at least two and ask about which rental communities and neighborhoods have the most features that you want within your price range.
  • Ask about specials. You may be able to find an apartment that would normally go for $1,000 a month for $800 per month.
  • Because the locator will get a commission if you choose a property he or she recommends, make sure the locator calls ahead to see if the two to three properties you like have the best units available.


Always Call a Community Before Visiting


Before you visit a property, call before visiting to get a quote on prices. Once you are on the property, the leasing agent may hope to wow you with features, but on the phone it’s all about the numbers. Compare the figures you received from your locator with the number you gathered from online and local apartment locator services.


Tour Properties in Person


While virtual tours can be found on most apartment complexes’ websites, there’s no substitute for visiting a community in person. Websites will provide an idea of what the community and interior look like, and should be used as an initial screen. Walking around your potential new neighborhood and apartment will give you a better feel for the location, Also, don’t limit the search to one property; visit at least two, so that you have a comparison.


Reevaluate Your Feature List


During the very first step of the process of finding a fabulous new place to live that’s also easy on your wallet, you developed a list of what features that are important to you in and around your new home. You should have also decided what you are willing to pay for them. Now that you have at least a couple different properties to choose, see if you still hold the same values. Adjust your list accordingly as to what each feature is worth before doing your final comparisons of cost versus home value.


Summary

Once you know what you want and what it will cost, sit down and think about your choices in the following two ways:
  • Look at your actual budget. Consider whether one apartment would leave you with more money left over.
  • Evaluate an apartment’s worth based on the sum of values you haves assigned to the features from your list. Make sure the actual rent you pay is within reason for what you can afford.
Knowing you have an actual value for what’s important to you will enable you to make a decision on where you live based on your own needs instead of a community advertisement.

Tips to avoid overspending of monthly salary

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The status of employees in the society depends on the standard of living they are living which can be traced to the type of job, the house they are living and the way they presented their self to the society.

The attractive salary package offered by an organization shows the level of and its significant in the economy. As a result of this, taking banking as an example, banks offered the most attractive salary for their employees which make some of them show off luxury life in all aspect of their lives. Starting from the apartment they live, their rides, wears and others.
Although some employees were hugely paid, while some are not and still yet, they spend almost all their salary on unnecessary items.

This post will show you how to be rational in spending of your monthly salary. At the end of this article you will get to uncover the tips to avoid overspending

TIPS TO AVOID OVERSPENDING OF MONTHLY SALARY
  • SAVING
  • ·        BUDGETING
  • ·        MISCELLANEOUS
  • ·        OPPORTUNITY COST

SAVING

This is the habit of is income not spent, or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs. In terms of personal finance, saving generally specifies low-risk preservation of money, as in a deposit account, versus investment, wherein risk is a lot higher; in economics more broadly, it refers to any income not used for immediate consumption. An employee with improve savings habit will help reduce overspending and have more fallback than others.

BUDGETING

budget is a financial plan for a defined period (monthly), or often one year. It may also include planned sales volumes and revenues, resource quantities, costs and expenses, assets, liabilities and cash flows. Companies, governments, families and other organizations use it to express strategic plans of activities or events in measurable terms.
A budget is the sum of money allocated for a particular purpose and the summary of intended expenditures along with proposals for how to meet them
MISCELLANEOUS


A stressed up person will want to get some refreshments or need something to cool down or re – regulate the body system. Miscellaneous can be inform of refreshments like ice cold water, cloth, milk, tea or others as such. A rationale employee should be able to control him/her in spending too much on this.

OPPORTUNITY COST

Opportunity cost, also known as alternative cost, is the value (not a benefit) of a choice, relative to an alternative. When an item is chosen from two mutually exclusive alternatives, the opportunity cost is the “cost” incurred by not enjoying the benefit associated with the alternative choice.
 The New Oxford American Dictionary defines it as “the loss of potential gain from other alternatives when one alternative is chosen.” Opportunity cost is a key concept in economics, and has been described as expressing “the basic relationship between scarcity and choice.”
Example: an employee who is in need of varieties of items get confuses on which item should purchase with a limited resources of ($25).
Opportunity cost says “Choose the items of the most important based on the limited resources”. A rationale employee should be able to list his wants and decide on which one to attend to with the resources.
           

Investment cycle

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Investment may be identify on the basis of the performance in the industry referred to as demonstration effect. For instance, an investor may invest in a company or project because of the huge profit according to the industry.


Investment cycle
Investment Cycle

8 Stages to investment

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The decision to embark on an investment extends beyond determining the profitability or otherwise of an investment, for example; an investment that is poorly provided or badly implemented may render and erstwhile investment proposal and exercise in futility because seen proposal may eventually turn out to out rightly unprofitable or manage to break-even. Investment can be in the form of capital assets or rural assets.
Investment planning should not only consider an exhaustive investment appraisal but take a panoramic or systemic view of proposals from the conception of the idea to its implementation even beyond to an ex-post evaluation leading to a follow-up action on such investment proposal.
A comprehensive investment decision process could therefore be seen in the form of investment cycle.
·     

  •     Investment identification and definition

A prospective investor will have to define where his areas of interest lie. For example, an investor must decide whether he is interested in investing in financial assts or real estate investment. He may further need to identify the industry/sector of his interest or that suits his investment objective.
The following indicators may serves as a guide to identifying profitable investment.
o   The data of imports, export and domestic consumption of an article serves as a pointer to the profitability or otherwise of an investment proposal / project. Base upon this figure, an operator will be able to decide on project whose supply is not in excess or product with high level of market demand.
o   A project can also be identified by making use of the input – output model. This model will indicate the input/out that crosses from one industry to the other. This relationship will help to determine the level of investment required to supplement imports. It will also indicate if demand can be expanded and hence the need to embark on new project.
o   A project can be initiated on the basis of identification of raw materials i.e, where there is abundant of raw materials, it may be profitable to embark upon project that make use of these raw materials.

·         Investment formulation, preparation and feasibility analysis


This is the investment simulation stage. It considers theoretical worthiness of the project, then the preparation and feasibility stage which seeks inter alia to find out the degree of feasibility of the investment. This is done by carrying out a feasibility study which collect and analyze data or statement about the project.

·        Project design



This stage sets to ensure that investment is adequately designed to meet the objective of the investor and the demand of the environment. For example, with respect to real investment, if a project is to located in area without water supply, the operator must improvise.

·         Investment appraisal



This is a details investment evaluation stage, during which the worthwhuileness of a project is determined.
The evaluation will inter alia seek to achieve the following;
o   Analyze the market demand to determine the level of demand
o   Collect and analyzed data on the cost structure of the investment
o   Analyze the profitability of the project
o   Identification of sources of raw materials
o   Analyze the manpower (skilled and unskilled) need of the project and its availability or otherwise within the economy

·         Project selection, negotiation financing and approval


Project selection involves making choice out of alternatives. This decision is facilitated through the investment appraisal procedure which must have estimated the profitability and degree of worthwilness of the projects for easy comparison and final choice. The acceptability of a project will therefore require negotiation for supply of machinery and other inputs. It also require making adequate arrangement for its financing operation and installation.
After this stage, the proposal is expected to be presented to the government or board (incase of a company) for evaluation and final approval

·         Monitoring, supervision and control implementation


This stage involves appointment of experts to implement the project (activation). It also includes the formulation of an organization to implement the project by negotiating with suppliers, agents(eg brokers), engineers, etc

·         Supervision, Monitoring and control stage


This stage is very important as it aims at ensuring that the  project is properly completed on time in order to avoid escalation of the project cost which has often been the major cause of projects abandonment or in the case of financial investment to ensure that the investment meet the aspiration of the investor.
Conclusion:   Taking the above steps into consideration, an investor should be conversant or follow those stages in investing on a project.

Olymp trade the international best paying stock exchange

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OlympTrade is an international online trading platform that has offered its services since 2014. The “Olymp Trade” brand belongs to Smartex International Ltd., which is registered in St. Vincent and the Grenadines. The company has 20 mln. customers worldwide and seeks to make Forex…
Olymp Trade appeared on the options market in 2014. Since then we have continuously created the new and improved the old, so that your trading on the platform is seamless and lucrative. And that’s just the beginning.
“We don’t just give traders a chance to earn, but we also teach them how. Our team has world-class analysts. They develop original trading strategies and teach traders how to use them intelligently in open webinars, and they consult one-on-one with traders”
Payouts
Traders’ funds are available for withdrawal any time. From one year to the next we’re increasing our payout speed and improving our trading education. As a result, more and more people are prospering with us.
The amount of payouts is increasing an average of 7%each month.
                                                    $ 7 969 557       
was paid out in the last month

Users per day

Our users are constantly growing in number. From now on every student or retiree, freelance artist or entrepreneur can be a trader. Trading is no longer the pursuit of “insiders”; it has become a fascinating and lucrative hobby. 202 683 users made trades on a live account in the last month

20 000+

users are trading every day.

Trades per month

There are more than more professionals among our trades, trading in the most diverse assets in long- and short-term trades, testing new strategies and applying the knowledge they gained in consultations and webinars.
$ 4.7 is the size of the average trade in the last month

31 816 248

trades were closed in the last month

 

 

Trading volume

We’re literally ramping up every day, becoming a bigger and bigger company.

$ 148 071 562

in turnover in the last month

Guarantees / Trust

Olymp Trade is a category a broker of the international Financial Commission. Membership in the Financial Commission is an honor granted only to reliable, honest companies that have repeatedly demonstrated the high quality of their services.

“up to € 20 000 indemnification amount”

Our awards

Awards
“We are steadily growing and improving; we believe that another award is no reason to slack off.”

Olymp Trade is a reliable broker, a member of the Financial Commission of A category. This is proof of the high quality of our services and guarantees each trader deposit insurance, comprehensive support and prompt resolution of all issues.
International Financial Commission
On February 22, 2016: Olymp Trade joined the international Financial Commission. Membership in FinaCom is the honor granted only to reliable and honest companies that have repeatedly demonstrated the high quality of their services.      
Indemnification
Up to €20,000 from the Compensation Fund if you are a victim of broker fraud.
Legal assistance
Assistance in resolving your issue.
Full access
Free trading tutorials and information for every Financial Commission participant.

Is OlympTrade a Scam?

Acourding to That Sucks (2016), Olymp Trade became a member of the FinaCom, which has the role of providing “its customers with a neutral 3rd party mediator to help resolve complaints in cases of disputes where customers are unable to come to an agreement with their broker.”
The question is whether these third-party regulators can really provide OlympTrade’s clients with a safety similar to what CySEC can? I really doubt it, but that doesn’t mean that OlympTrade is a scam. However, caution is recommended as always in the trading business.
What earners are saying about Olymp trading platform

  


Conclusion
Olymp Trade is a new dawn on the market of binary options. This broker have created a company that meets the highest requirements of clients. In Olymp Trade all the stages of trading are as simple as possible, and the entry threshold is lowered to a record sum — 10 dollars. This is an important step that allows even beginners to start opening trades immediately and get their first profit. The main target of Olymp Trade is to make a significant contribution to the binary options market around the world, so they have started putting these ideas into practice from the very first day.


Register now

5 more ways to make pink lips

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Ways to make pink lips  – 5 home remedies explained

Sponsored Post By Teens Place Beauty Studio [Carton Gate GRA,  IB]

Making pink lips naturally makes your lips soft and changes your look although pink lips is a measuring value of people’s beauty but it shows people how much you take care of yourself and present yourself to people.

Who needs a lip gloss or lipstick when you have ways to naturally make pink lips?

A lip gloss or lipstick 💄 make lips sticky and may be irritating to others.  People do address others the they are presented by themselves. Naturally pink lip remove dead skin on your lip and bring out the bright colors out of your and make it soften

Darkened and chapped lips can affect your appearance and show a lack of proper lip care. Is that so?

Darkened lips are caused by with various reasons like smoking, dehydration, hyper-pigmentation, excessive caffeine intake and reaction cause lips discoloration.

Naturally you get your color twisted to pink with any of the following home remedies alongside with lip care tips with 0.00% side effects.

Best Natural Home Remedies for Pink Lips according to their performance.

Lemon Juice

Lemon juice is one of the best home remedies for pink lips rich in acid that help to lighten dark patches and spots.

It is acidic in nature which makes it become one of the bleaching materials and also help to lighten darkness caused by excessive sun exposure and helps in wiping some dead skin and give glowing pink color to the lips.

Simple Practice

Cut the lemon 🍋 into two [1] Extract the juice by squeezing a part into a cup [2] Get a soft brush or a cotton wool to apply it on the part of the lips you want to remove dead skin and make the juice penetrate faster[3] Do this before going to bed all night and wash it off with either warm or cold water 💧 the next morning.

The lemon 🍋 juice might be too sharp for you.

Dilute the juice with some sugar and do as prescribed [above] and it keep the lips 💋 moist and reduce darkness.

Best Result: Pinky lips color.

Related Post: Make your lip pink with cucumber fruit – Full tutorial.

Cucumber Juice

Another powerful home remedy for pink lips is the cucumber juice rich in vitamins and minerals.
Cucumber promote cell regeneration and promote the growth of new cells which gives a pink appearance to the lips. The natural amazing features of cucumber fruit is that it is a good material that help use in lightening darkened spots.

Simple Practice

Slice the fruit in to smaller pieces [1] Grab a  piece and apply it by rubbing the face directly on your lips[2] Wait then wash your lips with water[3] Apply it twice a day and wait for the effective results in less that a week.

Best Result: Cool Pink lip color.

Pomegranate and Milk Scrub

Pomegranate seeds mixed with milk make a mild, effective, cool exfoliating scrub that helps to remove the layer of dead skin cells from the lips in a gentle manner.

The secret behind this milk this is the power of exfoliating included as it is rich Vitamin D that helps to fade dark spots and patches on the lips.

Simple Practice

Get some dried pomegranate seeds and crush or grind it to achieve powder form [1] Get two tea spoon out of it [2] Add this powder to 1 teaspoon of milk or milk cream [3] Stear there material properly to ensure no one could identity both to form paste-like[4] Use the to rub the material on the the lips [5] Wait for some minutes to allow it properly dry[6] Wash it off with warm water. Repeat this procedure once every day for best results.

Honey and Sugar Scrub

The combination of honey and sugar is an effective dark lips treatment that shows prompt results.

Honey is known for its natural ingredient [humectant] property that helps to retain moisture in the lips and keep it hydrated. Sugar granules act as a mild scrub that helps to get rid of the dry skin and layer of dead cells that form on the lips.

Best Practice

Take a tea s poon of honey in a glasscup[1] Add a teaspoon of granulated sugar[2] Mix both the ingredients to form a thick paste-like[3] Apply the paste to your lips with your finger[4] Allow the paste to dry as it penetrate to the layer of the skin[5] Wash it off your with warm water.
Repeatedly with process for some days to get the desired result.

Best Result: Dark Black Lips

Turmeric Powder and Milk for Lip Care

When it comes to lightening skin tone, there is no other natural remedy like turmeric. The combination of turmeric and milk is one of the age old remedies for pink lips. Turmeric helps to lighten skin pigmentation and dark spots on and around the lips. Lactic acid in milk works as a natural exfoliator that helps to break down the layer of dead skin cells and reveal the bright pink color of the lips.

Best Practice

Take 1 teaspoon of turmeric powder in a glass cup[1] Add 1 teaspoon of milk[2] Mix well to form a thick smooth paste[3] Apply it to your lips softly with the finger[4] Allow it to dry properly before washing away.
Repeat the process once a day for effective result.

To Recall

Natural fruits in need

– Lemon juice
– Cucumber juice
– Pomegranate and Milk Scrub
– Honey and milk
-Turmeric plus milk

Materials in need
– Class cup
– Soft brush
– Tea Spoon
– Knife 🔪
– Small turning stick
– Water 💧 warm or cold

Nutshell;
Pink lips is not the measure of how beautiful you are but it let the world know how much you tush up your body and how you take of yourself.

With no side effects, your lips gradually turn pink as desired in less than a week naturally.

Ingredients needed for success in business

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Ingredients needed for success in business

Every business has the same goals, vision, objective and aims of succeeding and attaining the main reason of setting up a profit oriented business.

Business often fail as a result of poor management,  a business that operates on liazez_faire management (a manager who care about his surboudinates) will find it difficult to attain his aim and objectives.

Core ingredient

Just like a fried rice prepared by your house wife which lack some important ingredients like curry,  carrots, green beans. A business lack the following important ingredients will find it uneasy to succeed and close down in no time.

MARKETING – this is bringing to the awareness the public about a new product or service or an existing on to boost it moral. Business might be inform of online [NNU,  Forex trading,  blogging.. ] or local or offline business. Web advert or online marketing is now the most fastest way to get cross to million of people in this day generation. Facebook advertising and Google AdWords are the most reliable web advert to give millions of patronage.  I have compiled here ways to promote business locally to reach target audience.

CONSUMER PROTECTION – Consumers are also the core ingredient to succeed in business. Business life span depends on its consumer as they determine which product to buy,  which service to call for,  it’s quality and many more.
A business without or less patronage will find it difficult to succeed in the life.

Consider a product or business without people patronizing will never have a better future, hence consumer should be well treated so far  business is concerned.

Related Post: Top Best Offline Marketing Tips that ever worked successful business

Do business often fold up?

Here comes a question asked by a user on Quora forum. Click to read best answers from geneious.

I will answer the question to be YES. business often run into loss and fold up in no time if some of the below aspects are not put into consideration.

Needs for success in business.

– Efficiency
– Knowledge 
– Skills
– Organization
– Happiness 
– Stress
– Customer relations 
– Customer demands
– Recruitment 

Efficiency

This is the most vital aspect a business that wants to succeed should conversant of. Working productively avoiding waste in resources. Resources might be inform of money, material, time,  effort, skill and so on. A business may fold up in no time if this aspect is not take car of.

Knowledge

Understanding the certain phenomenon information or awareness gained through experience or education. Having enough knowledge and understanding in the business is also important in the success of a business.

Skills

Skill, knowledge and experience goes hand – in – hand. This is the ability of making use of knowledge effectively.

Organization

Employees must be well organized to ensure effective work force. Workers with settled minded only carry out their work with no problems.

Happiness

The workforce must always made happy with good and attractive salary,  packages, miscellaneous and good working conditions, understandable system of work, clear organization structure. Employees especially in the production department should be made happy always to enhance productivity.

Stress

The working environment must not be stressful for the workers. A single piece of pressure on employees might distract their attention which may drive down productivity.

Customers relation

Customers are the king 👑 that’s why they’re one of the core elements of business. A good business will take this aspect so serious by allowing the customers to comment their thought on the product or service consumed which will surely improve their quality.

Recruitment

The manager of a business needs to employ strong experienced workers, management team and support to their decision.

Customers demand 

Customers are the determinant of the future of a business if their demands could be met they will be more eager to patronize the business and hence determined the success of the business. Customer demand should be adequately take care of; it is good to meet customers needs, challenges, and wants.

In a nutshell;

Every stories behind a successful business is their customers and the good quality products and services. Good managerial skills is also one of the vital aspect a business should be conversant of.


NB;
All image credits goes to google